Financial
Information

Financial
Information

Let's Make Those Smiles Happen!

Let’s chat about the cost of your orthodontic treatment. It will be different for everyone because it all depends on what you need and the plan we come up with together. Our team’s here to walk you through all the costs and the payment options you’ve got.

We’ll help you figure out the best plan that fits your budget so there are no surprises. You’ll have all the info you need to make the best decision for your smile before we get started. We’ll also be your partners in navigating the financial and insurance maze to receive the orthodontic care and reimbursement you and your family deserve.

Let us help you!

Insurance can be confusing.

Out-of-Network? Not a Problem!

Even if we're "Out-of-Network," we can often snag those benefits from your insurance carrier for you.

Maximize Your Benefits

Our team is eager to help you understand and maximize your orthodontic insurance benefits, ensuring you get the most out of your plan.

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In-House Flexible Payment Solutions Tailored for You!

Low Down Payments

Start your journey to a perfect smile with a small upfront payment.

In-House Financing

Zero-Percent In-House Financing. Yes, you read that right! Enjoy our services now and pay over time without worrying about interest.

Monthly Payment Plans

Spread the cost with manageable monthly payments that fit neatly into your budget.

Auto-draft Convenience

Set it and forget it! Opt for our monthly auto-draft payments using your preferred account for hassle-free transactions.

Understanding Orthodontic Insurance

Orthodontic treatment is an investment in your family’s smiles. We want nothing to stand in the way of receiving these treatments. Here’s a quick guide to making sense of orthodontic insurance:

We’ll verify your coverage upfront, so there are no surprises down the road. If you have orthodontic coverage through your employer, we will help you confirm that your policy is active and ensure you are eligible for orthodontic coverage. Some policies might have a waiting period or age limits.

Orthodontic benefits are unique and often separate from regular dental coverage. We’ll help you understand your plan’s specifics, including eligibility for two-phase treatments and how benefits are paid out.

If our orthodontists recommend 2 phases of treatment, our office may only receive partial insurance reimbursement for Phase I in anticipation of Phase 2 using a portion of benefits at a later date. Those unused benefits may be applied toward Phase II if the policy remains active.

If extractions or exposures are needed to accomplish the orthodontic treatment, please note that those procedures are often billed from a dental benefit. Still, they can be billed from your orthodontic benefit in rare instances. Any remaining balance not paid by insurance for this orthodontic benefit will be transferred to your account balance.

Maintaining active coverage throughout treatment is essential to ensure you receive the full benefits. Life happens—job changes, job loss, or new insurance. We’re here to adjust and refile claims as needed to keep your treatment on track.

Note: Not all insurance plans cover “work in progress” (aka treatment that has already begun.) If there is a loss in coverage due to a job change or loss, any remaining costs from your prior insurance company that remains will be transferred to your balance.

When a patient is covered under two active policies, we’ll help figure out the coordination between policies. Note: Some exclusions may be present on your policy under a non-duplication rule, making it impossible to collect on both.

Questions to Ask About Your Orthodontic Coverage​

orthodontic insurance

Before diving into orthodontic treatment, arm yourself with knowledge. Here are some savvy questions to help you unravel the mysteries of your insurance coverage:

  • What are the lifetime maximum benefit limits?
  • Is there a waiting period before coverage can begin?
  • Does coverage apply to adults? Children? What age is still considered a child?
  • If treatment began before my plan started, is it still covered after the waiting period? Are there any restrictions?
  • Are there any non-covered types of braces?
  • Are there any restrictions on orthodontists I can use or offices I can get treatment from?
  • Is there a specific deductible for orthodontic work?


Not all health plans cover orthodontics, so it’s wise to check the specifics under your dental section or chat with your HR department.

Have Questions?